July 24, 2018

Wells Fargo can be a challenging lender to work short sales with, even with VA loans which have a very predictable short sale process. Find out how this Connecticut couple successfully short sold their home and got over $60,000 forgiven in this VA short sale success!

When these Connecticut homeowners were forced to relocate out of state for work, they found themselves saddled with an upside down home, and no way to pay the mortgage!

overdue mortgage payments

They soon fell behind as they struggled to find a way to remedy the situation. Eventually they decided a short sale was their best option to get out of the home and move on with their life. VA (US Department of Veterans Affairs) tends to be very forgiving with Veterans who are having trouble with their mortgages, and their short sale program (VA Compromise Sale) is quite seamless and predictable. However, with Wells Fargo as the servicer on the loan, I knew things would get difficult. Wells Fargo is almost always a disorganized mess, and never in a hurry.

short sale approval stamp

It took two months to find a buyer for the property and we immediately got to work on the short sale approval with Wells Fargo. As expected, Wells Fargo fumbled around for several months as we continuously pushed them to move the file along. It took 4 long months, but our short sale was finally approved!

A few weeks later, this VA Compromise Sale closed, with our very relieved sellers being forgiven over $60,000 of excess mortgage debt!

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We found Minna by doing an online search for short sale experienced realtors in the area. We had already moved to GA and could not sell our home. Minna and Jaime, her assistant, were very knowledgeable about the whole short sale process and made the transaction go as smoothly as could be. They  literally took care of everything for us. 

Last Updated on July 24, 2018 by Minna Reid

About the author 

Minna Reid

Minna Reid is The Broker - Owner of Reid Real Estate Group. Reid Real Estate Group is a full-service Connecticut residential real estate brokerage, specializing in helping homeowners with legal and financial challenges including short sales, probate sales and tax lien complications.

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