September 1, 2017

HOME SALE CHALLENGE:

After realizing he would never be able to sell his home for enough to clear the mortgage, this Hamden, CT homeowner quickly came to the conclusion that a short sale on his home was likely his only option to cut his losses and move on.

REID REAL ESTATE GROUP APPROACH:

With an ASC first mortgage and a Citi second,  our seller was looking at a pretty smooth short sale as both lenders are decent to work with.

RESULTS:

After a short time on market a buyer was secured and we started processing the short sale. After some initial troubles and a short sale denial, we had to reapply for the short sale but were quickly approved by ASC ( Wells Fargo) this time, and Citibank followed soon after. Closing was scheduled.
Unfortunately just days prior to closing we received word that ASC had sold their loan to SLS and we would have to seek a new short sale approval with SLS. Fortunately, SLS was able to pick up the file exactly where we left off and produced a new approval within days!
A few days later the sale closed with our seller walking away free of their mortgage debt, and with an incentive check of $10,000!

Last Updated on September 13, 2017 by Minna Reid

About the author 

Minna Reid

Minna Reid is The Broker - Owner of Reid Real Estate Group. Reid Real Estate Group is a full-service Connecticut residential real estate brokerage, specializing in helping homeowners with legal and financial challenges including short sales, probate sales and tax lien complications.

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